Thursday, February 20, 2014

Laymen's Economics:Personal Fiscal Responsibility

Being fiscally responsible with your personal finances begins with a mindset. Without it, you can put together a million balanced budgets, they'll get you nowhere.

New Year’s Day (2014) marked my ninth year of marital bliss. I can honestly say being married to my lovely wife Deborah has been one of the most successful achievements of my life. As I think about marriage and the decision to marry, it’s probably the single biggest leap of faith there is in life. My decision to join Deborah in Holy matrimony began way before the public ceremony. It began way before the decision. The decision to be faithful, in health and in sickness to one individual begins in the heart. It is a decision, albeit a huge one.

The decision to be fiscally responsible with your personal finances is also a matter of the heart. It begins before the first paycheck is deposited into the bank account. It begins with a change of attitude, an attitude to plan according to God’s principles, convictions and guidance.   It all starts with God, you and your money.
With this mindset, it’s not about money; it’s about having a heart to be a good steward of all you’ve been blessed with.